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Indicators / Financial Conditions

Bank lending standards (SLOOS, C&I)

Senior Loan Officer Opinion Survey: net percentage of domestic banks tightening standards for C&I loans to large and middle-market firms.

Current

0.0
Observation date 2026-07-01
NormalLIVE

Stress

40
Net % tightening
Metric: 0.00 · Trend ↓Improving

History

Percentile 49
Z-score —
History since 1990-04-01

Changes

1W —
1M —
3M −8.1
6M —
12M −9.5

Chart

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Interpretation & scoring

Direction: Positive = more banks tightening than easing.

Stress metric: Net % tightening (higher = more stress).

Mapping: indicator-specific thresholds (piecewise linear). Metric values -20.00 → 5.00 → 20.00 → 40.00 → 70.00 map to stress 0 → 50 (Watch) → 75 (Elevated) → 90 (Severe) → 100.

Net tightening above ~20% has accompanied most credit crunches; 0 = neutral.

Contribution to scores

ScoreCategory / clusterWeightPoints
Recession Stresscredit_financial / lending6.3%2.5

Sources & timestamps

SeriesSourceIDFrequencyLast observationSource last updatedRetrieved
SLOOS: net % of banks tightening C&I standards (large/mid firms)Board of Governors of the Federal Reserve System (via FRED)DRTSCILMQuarterly2026-07-012026-08-03 18:01 UTC2026-10-18 23:09 UTC