Indicators / Housing
Housing affordability index (NAR)
NAR fixed-rate housing affordability index.
Current
105.4
Observation date 2026-09-01
n/aLIVE
Stress
—
Level percentile
Metric: 105.40 · Trend –Unknown
History
Percentile 38
Z-score —
History since 2025-10-01
Short history (0.9y): percentiles are less reliable.
Changes
1W —
1M +1.7
3M +4.0
6M −7.1
12M —
Chart
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Interpretation & scoring
Direction: Lower = less affordable (100 = median family income exactly qualifies for median home).
Stress metric: Level percentile (lower = more stress).
Mapping: point-in-time historical percentile of the metric (polarity-adjusted). Signal bands: <50 Normal · 50–75 Watch · 75–90 Elevated · ≥90 Severe.
Contribution to scores
| Score | Category / cluster | Weight | Points |
|---|---|---|---|
| Recession Stress | housing / affordability | 0.0% | 0.0 |
Sources & timestamps
| Series | Source | ID | Frequency | Last observation | Source last updated | Retrieved |
|---|---|---|---|---|---|---|
| Housing affordability index (fixed) | National Association of Realtors (via FRED) | FIXHAI | Monthly | 2026-09-01 | 2026-10-13 14:35 UTC | 2026-10-18 23:09 UTC |